Legal Disclosures
Effective Date: September 1st, 2025
Belgravia conducts all operations in strict compliance with California dealership and brokerage law. The following disclosures govern the structure of transactions executed through the Belgravia platform and outline our regulatory, contractual, and operational safeguards.
Who We Are
Belgravia is licensed in California as a motor vehicle dealer with an Auto Broker Endorsement (the “Auto Broker”), [License No. 46574]. Belgravia does not sell vehicles and does not extend credit. Belgravia provides brokerage, reservation, and application-transmission services that connect consumers with franchised, verified brand dealerships and third-party lenders (each, a “Designated Lender”).
Key Defined Terms
Capitalized terms used but not defined here have the meanings in the Terms & Conditions or the Cancellation Policy, as applicable.
- •Deposit: A non-refundable commitment fee you pay at checkout to reserve a vehicle, applied in full toward the Belgravia-collected portion of your Total Due at Signing (the “Total Due”).
 - •Secondary Deposit: The additional amount (if any) collected by Belgravia after lender approval and after you elect to proceed, equal to the remaining Belgravia-collected portion disclosed in your Payment Agreement, minus any amount already paid toward that portion (including the Deposit). It is not an additional fee.
 - •Vehicle Unavailable: Before contract signing and through no fault of the customer, the reserved vehicle becomes unavailable (e.g., sold elsewhere, pulled by dealer, inventory error), including where the dealership fails or refuses to provide the specified VIN or a Substantially Similar unit at the displayed price within a commercially reasonable period (72 hours).
 - •Designated Lender / Approval: The lender identified in your deal; “Approval” means credit approval by that lender.
 - •Belgravia-Collected Portion: The portion of the Total Due at Signing allocated to Belgravia’s brokerage services as itemized in your Payment Agreement; it is a prepayment of brokerage allocation and not an additional fee.
 - •Substantially Similar (for Vehicle Unavailable): A vehicle of the same model and drivetrain with a comparable trim/package, an MSRP within ±$500 of the reserved unit, mileage within 250 miles, and comparable exterior/interior colors. Customer is not required to accept different body style or material changes (e.g., leather vs. cloth).
 
Transparency
- •All-in display. The Total Due at Signing and Estimated Monthly Payment shown at checkout include standard lease items (e.g., first payment, taxes, DMV/registration, dealer documentation fees) and Belgravia’s brokerage allocation, based on the programs and dealer data timestamped on your checkout.
 - •No hidden Belgravia fees. There are no additional Belgravia fees beyond the amounts displayed at checkout. Governmental charges and dealer fees are included as displayed, subject only to lawful, non-waivable changes (e.g., tax/DMV recalculation) and corrections handled per this Section and the Cancellation Policy.
 - •Timestamps & changes. Figures are generated from dealer submissions and manufacturer programs and are timestamped; programs may change. If a correction is required before signing, Belgravia will honor the displayed Total Due and Estimated Monthly Payment or you may cancel per the Cancellation Policy. This section does not limit minor, de-minimis variances caused solely by jurisdictional tax/DMV rounding required by law; any such variance will be disclosed before signing.
 - •Platform Adjustment (illustrative). Where shown, “Platform Adjustment” confirms the Total Due already reflects how funds are allocated between the dealership and Belgravia. It is not a discount, rebate, incentive, entitlement, or promise of savings.
 
Buyer Guarantee
- •No hidden fees. The amounts shown at checkout already include applicable fees.
 - •Official dealerships. Vehicles are sourced from franchised, verified brand dealerships; condition and specifications are confirmed by the dealer of record.
 - •Protected deposits. Your Deposit (in the amount displayed at checkout) is always applied toward your lease; it is credited in full if you are not approved by the Designated Lender (credit may be used toward another vehicle prior to signing), and it is refundable if your specific vehicle becomes unavailable through no fault of yours before signing.
 - •Seamless process. From online checkout to delivery, Belgravia coordinates the process end-to-end with the dealer.
 - •Locked payment coordination. Once the Designated Lender approves you on the displayed terms, your displayed Total Due at Signing and Estimated Monthly Payment are locked; there will be no additional or hidden charges beyond the amounts displayed. If the dealership proposes additional charges not disclosed at checkout, you may cancel and receive a refund of Belgravia-collected amounts (the Deposit and any Secondary Deposit). (This Buyer Guarantee is harmonized with—and does not expand—the remedies stated in the Cancellation Policy and Terms.)
 
Deposits, Order Flow, Summary
- •Deposit required to reserve a vehicle; it is a prepayment applied in full to Belgravia’s brokerage allocation within your Total Due and is not an added fee.
 - •If not approved by the Designated Lender: your Deposit is credited in full and may be applied toward another vehicle before signing; no refund (see Cancellation Policy).
 - •Secondary Deposit (post-approval): collected only after Approval and your election to proceed; applied in full to your Total Due; not an additional fee.
 - •Vehicle Unavailable (no customer fault): you may choose a full refund of Deposit(s) to the original method or a transfer of Deposit(s) to another vehicle.
 - •Cancellation Policy controls all deposit/refund outcomes and timing.
 
Incentives, Dealer & Manufacturer Determinations
Belgravia does not apply ineligible incentives. Final incentive eligibility and application are determined by the franchised dealership and/or the manufacturer. If a correction would increase your price before signing, Belgravia will honor the displayed amounts or allow cancellation consistent with the Cancellation Policy. Belgravia does not apply fleet, non-retail, or otherwise ineligible incentives; incentive eligibility is determined by the dealership and/or manufacturer.
Marketplace Status Labels
Status labels such as “Active,” “Reserved,” or “Sold” are informational only and may reflect Belgravia customer activity or third-party/dealer feeds. They are not confirmations by the dealer that a sale occurred on Belgravia. Final confirmation rests with the dealership. Belgravia assumes no liability for claims based solely on listing status. Status changes that reflect third-party feed updates (e.g., a dealer site removing a listing) do not imply that a sale occurred through Belgravia, and Belgravia is not liable for claims premised solely on status labels. See Terms §9 for additional status-label disclosures.
Payment Presentation, Dealer Funds, Chargebacks
- •Dealer funds. Belgravia does not collect or hold dealer-bound funds; amounts owed to the dealership are paid by you directly to the dealer at signing.
 - •Good-faith dispute step. Before initiating a chargeback or arbitration, email disputes@leasebelgravia.com with your order ID and a brief description. Belgravia will respond within 5 business days. This step is encouraged but not required to exercise your card-network rights.
 - •Chargebacks. Nothing here limits your rights under applicable law or card-network rules. Belgravia may dispute chargebacks opened in error. Any attempted reversal contrary to these Disclosures, the Cancellation Policy, and card-network rules may constitute a material breach; after a good-faith resolution process, Belgravia may seek recovery of improperly reversed amounts and reasonable costs. This informal step does not shorten any limitations period and does not restrict your ability to open a chargeback where permitted by card-network rules.
 
Credit Applications, FCRA/ECOA, eSign
- •Transmission only; authorization. At your direction, Belgravia collects, formats, and securely transmits your credit application to the designated dealership and/or lender. You authorize the dealership and lender to obtain and use consumer reports and to use/share your application information for credit, identity, fraud-prevention, and related lawful purposes.
 - •No permanent storage of full SSNs or credit reports. Belgravia does not permanently store full Social Security numbers or full credit bureau files.
 - •Retention. Application data is retained only as long as reasonably necessary to complete transmission, comply with law, or resolve disputes (and in any event no longer than 30 days, unless a longer period is legally required).
 - •ECOA notices. Any adverse action notice required by the Equal Credit Opportunity Act will be provided by the lender or dealership, as applicable.
 - •eSign consent. You consent to receive and sign disclosures and agreements electronically. You may withdraw consent or request paper copies at support@leasebelgravia.com. Hardware/software requirements and update instructions are provided in any legal paperwork.
 
Privacy, CPRA/GLBA Alignment, Security
- •Service-provider/contractor role. For application-transmission and related services, Belgravia acts as a service provider/contractor (as defined by the California Privacy Rights Act) to dealerships/lenders and will not sell or share personal information or use it for purposes outside the parties’ agreement. Belgravia requires equivalent obligations of its subprocessors and will pass through verified deletion/correction requests it cannot fulfill directly.
 - •Safeguards. Belgravia uses encryption in transit and at rest, role-based access controls, and vendor due diligence.
 - •Incident responsibility. Nothing in these Disclosures limits any non-waivable rights under applicable data-breach statutes. Any limits of liability in the Agreements do not apply to Belgravia’s willful misconduct or failure to use reasonable security. See the Privacy Policy for your CCPA/CPRA rights.
 
No Guarantee of Vehicle or Lender Terms
Belgravia develops and maintains its platform with reference to WCAG 2.1 Level AA for core flows (vehicle browsing, calculators, checkout, deposit). If you encounter an accessibility barrier, contact accessibility@leasebelgravia.com or (424) 421-1177; Belgravia will provide reasonable accommodations at no charge. This commitment does not waive any rights under applicable accessibility laws.
Marketing, Testimonials, Competitor Claims
Marketing content is illustrative and may not reflect actual savings or availability. Testimonials or reviews are examples only and may not represent typical outcomes. Displayed payments are based on discounts voluntarily submitted by participating dealers; Belgravia does not guarantee identical participation or offers across all dealers and disclaims liability for competitor claims of unfair competition or preferential treatment.
Dealer Vehicle Representations
Vehicle information—including condition, mileage, features, history, and pricing—is provided solely by the franchised dealership and/or manufacturer. Belgravia does not inspect or verify such information and does not warrant its accuracy. Belgravia is not the dealer’s agent and has no duty to independently verify dealer-provided information absent actual knowledge of a material inaccuracy. Belgravia will take reasonable corrective action if it has actual knowledge of a material inaccuracy. Customers should confirm essential vehicle details directly with the dealership before signing. If a material discrepancy arises before signing, remedies are governed by the Cancellation Policy. Nothing in this section limits any legal rights you may have directly against the dealership for fraud or material misrepresentation.
Pricing Accuracy, Program Sync
Pricing and lease terms depend on dealer/manufacturer data feeds that may be delayed or incomplete. If a data/program discrepancy prevents honoring the displayed Total Due and Estimated Monthly Payment before signing, Belgravia will honor the displayed amounts or allow cancellation consistent with the Cancellation Policy. Incentive eligibility is determined under §6 and the Cancellation Policy §6(E)–(F).
Version Control, Relationship to Other Policies
or each order, the version of these Disclosures in effect when you place or modify that order governs. If there is a conflict regarding deposit or refund outcomes, the Cancellation Policy controls. For all other matters, the Terms & Conditions control.
Governing Law, Arbitration, Class Waiver (Consumer) Governing Law
California law governs these Disclosures except to the extent preempted by the Federal Arbitration Act (FAA).
- •Arbitration; Venue; Carve-Outs. Except for (i) individual small-claims actions filed in a court of competent jurisdiction and (ii) requests for public injunctive relief under California law, any dispute arising out of or relating to Belgravia, an order, a Deposit, these Disclosures, or the Services will be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration hearing will occur in Los Angeles County, California, or by video/teleconference at your election. Either party may seek to compel/confirm/vacate an award in any court with jurisdiction. You may opt out of arbitration within 30 days of accepting these Disclosures by emailing arbitration-optout@leasebelgravia.com with your name and order ID.
 - •Costs. For claims subject to the AAA Consumer Rules, your filing fee is limited to the applicable consumer filing fee; Belgravia will pay all other AAA and arbitrator fees unless the arbitrator determines your claim is frivolous under applicable law.Coordinated Filings. If 25 or more similar arbitration demands are filed by or with the same counsel within 90 days, the AAA may, with party input, adopt reasonable batching, bellwether, or fee-allocation procedures to promote administrative efficiency consistent with the Consumer Rules and applicable law.
 - •Class/Representative Actions. To the fullest extent permitted by law, there is no class or representative arbitration or litigation. If the class waiver is found unenforceable as to a particular claim, that claim proceeds in court; the remainder of the disputes remain in arbitration. This section is severable.
 - •Small-Claims Venue. Small-claims actions may be brought in any venue permitted by law, notwithstanding any venue provisions to the contrary in the Agreements.
 
Contact
- •Email: hello@leasebelgravia.com
 - •Phone: (424) 421-1177
 - •Disputes: support@leasebelgravia.com
 - •Accessibility: support@leasebelgravia.com