We may collect the following categories of information:

• •Personal Identifiers: Name, email address, phone number, driver’s license information, and Social Security number (only when required for credit applications).
• •Financial Information: Limited payment information necessary to process deposits.
• •Credit Application Data: Information you provide to complete a credit application, transmitted securely to the franchised dealership and/or lender. Belgravia does not store or retain full credit reports.
• •Device & Usage Data: IP address, browser type, device identifiers, and site activity (via cookies and similar technologies).
• •Communications: Records of your interactions with us, including customer support inquiries.

We use your information to:

• •Process and manage vehicle orders, deposits, and credits.
• •Facilitate credit applications and securely transmit information to dealerships and lenders.
• •Provide customer support and communicate with you about your orders.
• •Improve the Belgravia platform, services, and user experience.
• •Comply with legal obligations and prevent fraud or misuse.

We do not sell your personal information to third parties. We may share your information only as follows:

• •Dealerships & Lenders: To process your order, facilitate credit applications, and complete transactions.
• •Service Providers: Vendors who help us operate the platform (e.g., secure payment processors, cloud hosting).
• •Legal Compliance: When required by law, regulation, subpoena, or court order.
• •Business Transfers: In connection with a merger, acquisition, or sale of assets, subject to confidentiality protections.

• •Belgravia does not independently run or store credit reports.
• •Sensitive credit data (e.g., SSN, income, credit report) is encrypted and transmitted directly to franchised dealerships or lenders.
• •Where dealer systems require digital intake, transmissions are controlled, logged, and executed solely by a designated compliance officer, with customer authorization.

California residents may also exercise rights under the California Consumer Privacy Act (CCPA), including the right to know, delete, and opt out of the “sale” or “sharing” of personal information. Depending on your location, you may have the following rights:

• •Access: Request a copy of the personal data we hold about you.
• •Correction: Request corrections to inaccurate information.
• •Deletion: Request deletion of your personal information, subject to legal retention requirements.
• •Opt-Out of Marketing: You may opt out of promotional communications by following unsubscribe instructions.

We retain your personal information only as long as necessary to:

• •Complete your transactions;
• •Fulfill legal, accounting, or reporting requirements; or
• •Resolve disputes and enforce agreements.